Why Renters Insurance?

Renters insurance is an insurance policy that protects your personal property and personal liability against misfortunes such as fire, theft, smoke, vandalism, injury to another person, etc.

While some renters may not see a need for renters insurance because they don’t own the home, it is important to remember the things inside of the home such as clothes, furniture, sports equipment, antiques, electronics, artwork, and more. Renters insurance coverage is available to protect these types of items.

Renters insurance also covers you legally if a guest gets hurt or damages your property while visiting your home.

You’d be surprised how affordable renters insurance can be.  You’ll be even more surprised at the discount you receive on your auto policy for having renters insurance.  In some cases, the discount for having renters insurance can actually be greater than the cost of the rental insurance.  It always helps always to bundle!

View this guide to see why you need renter’s insurance.

Renters Insurance

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Renters Insurance Discounts

Bundle With Your Auto Insurance

If you have an auto policy with us, you can get an account credit of up to 22% on your homeowners policy.

Mature Homeowner Credit (Senior Credit)

Some of our companies offer discounts for anyone 55 or older.

Green Discount

If you want to go paperless, this is another discount that is offered.

Smoke/Fire Detectors

Our companies give discounts for having proper safety alarms in place.  If you have smoke/fire detectors then you’re most likely eligible for a discount.

Security System Credit

Do you have some sort of security or alarm system?  If so you’re most likely eligible for a discount.

Sprinkler System Credit

If your property has a sprinkler system in place your probably eligible for a discount.

Non Smoker Credit

Don’t smoke?  Some of our companies offer discounts for this too.

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