Why Renters Insurance?
Renters insurance is an insurance policy that protects your personal property and personal liability against misfortunes such as fire, theft, smoke, vandalism, injury to another person, etc.
While some renters may not see a need for renters insurance because they don’t own the home, it is important to remember the things inside of the home such as clothes, furniture, sports equipment, antiques, electronics, artwork, and more. Renters insurance coverage is available to protect these types of items.
Renters insurance also covers you legally if a guest gets hurt or damages your property while visiting your home.
You’d be surprised how affordable renters insurance can be. You’ll be even more surprised at the discount you receive on your auto policy for having renters insurance. In some cases, the discount for having renters insurance can actually be greater than the cost of the rental insurance. It always helps always to bundle!