Why Renters Insurance?

Renters insurance is an insurance policy that protects your personal property and personal liability against misfortunes such as fire, theft, smoke, vandalism, injury to another person, etc.

While some renters may not see a need for renters insurance because they don’t own the home, it is important to remember the things inside of the home such as clothes, furniture, sports equipment, antiques, electronics, artwork, and more. Renters insurance coverage is available to protect these types of items.

Renters insurance also covers you legally if a guest gets hurt or damages your property while visiting your home.

You’d be surprised how affordable renters insurance can be.  You’ll be even more surprised at the discount you receive on your auto policy for having renters insurance.  In some cases, the discount for having renters insurance can actually be greater than the cost of the rental insurance.  It always helps always to bundle!

View this guide to see why you need renter’s insurance.

Get a Renters Insurance Quote
dog in front of rental building

Hear From Our Clients

“Sterling Insurance Agency sets the bar for exceptional service! Chris helped me switch from USAA to Sterling last year. I saved more money and have a better policy than I did with USAA. Chris and his team always go above and beyond, and they were especially helpful when I had to file my claim. I honestly cannot say enough about them, I highly recommended Sterling Insurance to anyone!”

Jesse S

Get a Quote

Contact us through the form below and we will get back to you as soon as possible!

  • Drop files here or
    Max. file size: 256 MB.
      If you have access to your current policy feel free to upload it here for us to get started on quotes!
      Maximum file size - 256 mega bytes.
    • Max. file size: 256 MB.
    • This field is for validation purposes and should be left unchanged.

    Renters Insurance Discounts

    Bundle With Your Auto Insurance

    If you have an auto policy with us, you can get an account credit of up to 22% on your homeowners policy.

    Mature Homeowner Credit (Senior Credit)

    Some of our companies offer discounts for anyone 55 or older.

    Green Discount

    If you want to go paperless, this is another discount that is offered.

    Smoke/Fire Detectors

    Our companies give discounts for having proper safety alarms in place.  If you have smoke/fire detectors then you’re most likely eligible for a discount.

    Security System Credit

    Do you have some sort of security or alarm system?  If so you’re most likely eligible for a discount.

    Sprinkler System Credit

    If your property has a sprinkler system in place your probably eligible for a discount.

    Non Smoker Credit

    Don’t smoke?  Some of our companies offer discounts for this too.

    Our Services