Do I Really Need Condo Insurance?
Condo insurance covers your personal belongings as well as personal liability. Inside your condo are cherished items including furniture, clothing, and household goods, which can be protected in the event of fire, lightning, vandalism, theft and other perils with the personal property protection of your condominium insurance policy.
If you have friends or relatives over your condo, personal liability protection will cover your legal responsibility for accidents that occur to people or property caused by you, a member of your family, or your pets.