Yacht & Boat Insurance

If you own a yacht or boat, it’s extremely important you protect yourself and your investment.  We offer a variety of yacht & boat insurance plans that can be tailored around your watercraft and your personal needs.

Please feel free to contact one of our agents for more information or a free quote.

Get a Boat Insurance Quote
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Hear From Our Clients

“After dealing with a big company for years and them making me feel like my business was insignificant I finally decided enough was enough. I went to Sterling and they couldn’t have been more welcoming. They took the time to understand my needs and put more in a product that suited me. They saved me money and assured me they will be there for anything I need.”

Brett L

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Contact us through the form below and we will get back to you as soon as possible!

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    Insure your Personal Watercraft or boat with us. Packaged coverage is available to include hull and liability. We also offer an enhanced coverage endorsement. Ask your agent for details.

    Yacht Insurance

    We have you covered on and off the water. Some highlights of this coverage include:

    • A variety of deductible options
    • Hull coverage “All Risk” – Agreed Value limits
    • Replacement Cost coverage on partial loss for outboards and outdrives
    • Fuel spill protection expense and removal of wreck coverage
    • Towing Coverage Available
    • Special Coverage – Re-Powered, Sport Fishing, Bass Boats and Anglers
    • Trailer and tender coverage available
    • Electronic Equipment Endorsement Available

    Extend your Yacht Insurance coverage with the following endorsement options:

    • Helmsman Endorsement – Depreciation will not be considered when adjusting for losses paid for paint finishes or gel coats.
    • Shipmaster Endorsement – This endorsement increases coverage for medical payments, personal effects, towing, electronics and hurricane haul-out on vessels over $200,000 in hull value.
    • Hurricane Loss Prevention Endorsement – If the National Weather Service issues a hurricane watch or warning for the area where the covered yacht is located, we will pay a portion of the cost you incur to
      • Have the covered yacht hauled out of the water and then launched in the same general area after the watch or warning has ended.
      • Electronic Equipment Endorsement – This endorsement provides coverage for electronic equipment used for communication, navigation and safety of the insured watercraft.

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