A home is much more than just a place to live. That’s why we offer many home insurance options, to protect your property and the memories inside. Homeowners insurance includes protection from loss caused by natural disaster, protection from loss caused by theft, liability coverage, and much more. Overall, it gives you peace of mind that your most valuable asset is protected. With multiple markets and countless discounts, our agents will be happy to customize a unique, cost effective insurance plan for your family and property. Please scroll down for additional details regarding our homeowners insurance.

Home Insurance

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Home Insurance Coverage Options

  • Property protection – This coverage offers protection from storms, fire, lightning, equipment or structural failures, falling objects, theft and vandalism
  • Repair/replacement coverage
  • Liability coverage
  • Coverage for high value items such as jewelry, artwork and furs
  • Home systems protection and service line coverage

Beyond the Basics

To extend your policy’s basic protection and to cover a wider range of circumstances, additional endorsements may be purchased to cover:

  • Water and Sewer Backup Coverage
  • Replacement Cost Coverage for your home’s contents
  • Credit Card, Forgery and Counterfeit Money protection
  • Increased limits for Personal Liability and Medical Payment
  • Personal Injury Liability protection
  • Increased limits on certain personal property such as jewelry, silverware and furs
  • Special Personal Property Coverage for most perils affecting your home’s contents

Home Insurance Discounts

Bundle With Your Auto Insurance

If you have an auto policy with us, you can get an account credit of up to 22% on your homeowners policy.

Mature Homeowner Credit (Senior Credit)

Some of our companies offer discounts for anyone 55 or older.

Green Discount

If you want to go paperless, this is another discount that is offered.

Smoke/Fire Detectors

Our companies give discounts for having proper safety alarms in place.  If you have smoke/fire detectors then you’re most likely eligible for a discount.

Security System Credit

Do you have some sort of security or alarm system?  If so you’re most likely eligible for a discount.

Sprinkler System Credit

If your property has a sprinkler system in place your probably eligible for a discount.

Non Smoker Credit

Don’t smoke?  Some of our companies offer discounts for this too.

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