Business insurance allows you to insure your business vehicles, business property, covers liability exposures, and protects against countless other risks. Every business is different, which is why we take time to understand your unique needs and customize packages to keep your business protected. When creating an insurance package for you, we’ll evaluate the risks of the type of work that you do, your physical premises, your property and equipment, intellectual property, employees, customers, and much more. We represent several companies and are happy to offer competitive, free quotes.

Some lines of business insurance that we offer are:

  • Commercial Auto
  • Business Owners Coverage
  • Worker’s Compensation
  • General Liability
  • Commercial Umbrella Liability
  • Commercial Property
  • Master Condominium Coverage
  • Contractors Equipment Coverage
  • Builder’s Risk
  • Professional Liability
  • Directors and Officers Liability
  • Liquor Liability
  • Bonds
Get a Business Insurance Quote
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Recent Industries We’ve Successfully Written Insurance For:

Dentist Office, Ground-Up Construction Condominium Complex, Garage Keepers, Plumbing, Masonry, Landscaping, Electrician, Cleaning, Law Office, Photography, Massage Therapist, Auto Repair, Auto Sales, Chimney Sweep, Financial Services, Technology/Software, Restaurant, Marijuana Cultivation, Accountant

Hear From Our Clients

“I’ve had the opportunity to work with Sterling Insurance and they’re fantastic. I wouldn’t suggest any other insurance company. Best prices with the best rates. There professional and always get back to you in a timely fashion. Make the right move call sterling.”

Justin M

Get a Quote

Contact us through the form below and we will get back to you as soon as possible!

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    More About Our Business Insurance

    Commercial Auto Policy Highlights

    • Broad range of eligible classes including Building and Trade Contractors, Service and Retail Trucks, Dump, Plow, Sand/Gravel and Waste Disposal Vehicles, just to name a few.
    • A variety of competitive rating programs based on risk qualifications.
    • Unlimited number of vehicles on the policy.
    • Combined single limits up to $1 million with higher limits if required by government filings.
    • Massachusetts and Florida garage policies for dealerships, including used car dealers and repairs shops where eligible.

    Additional Commercial Auto Coverages Include

    • A FREE Enhanced Coverage Endorsement for qualifying policies which includes a variety of additional coverages.
    • An Enhancer Plus endorsement which provides even greater coverage options for an additional charge.
    • Errors and Omissions Liability Coverage for qualifying new and used Auto Dealers.
    • Coverage for Transportation of Customer’s Autos for qualifying repair shops involved in towing.

    Businessowners Insurance Policy Highlights

    Types of businesses covered under our Businessowners program:

    • Contractors such as Electricians, Landscape Gardening, Plumbing, Masonry, HVAC, Painting and Home Improvement.
    • Retail businesses such as Beauty Parlor/Nail Salons, Gift Shops, Florists, Barbers, Photography Studios, Appliance stores and Computer Stores.
    • Apartments and Condominiums.
    • Offices including Accountant/Bookkeeping, Advertising, Dentists, Lawyers, Physicians, Real Estate, Travel Agencies.
    • Restaurant – Bistros, Cafes, Bakeries, Family and Fine Dining and much more.

    The Following Product Features are Available Under our Businessowners Program

    • Building, personal property and business income.
    • Umbrella for those who qualify.
    • Liability for all programs.
    • Equipment Breakdown Coverage is automatically included on all classes except for contractors at no additional charge.

    Additional Businessowner Coverages Include

    • Enhancer Endorsement providing a variety of additional coverages and limits including Identify Theft Expense.
    • Contractors Enhancer including additional coverages and a limit extended for Care, Custody or Control.
    • Variety of Contractor Endorsements to meet the insurance need for particular jobs. Coverage for Tools, Equipment and Material to be installed can be added for a competitive price.
    • Professional liability coverage for Barbers and Beauticians, Florists, Funeral directors and Optical/Hearing Aid businesses.

    Adding Value to your Business Insurance Policy

    Our value added services for business customers include:

    • SafetyAdvisorSM
    • SafetyAdvisorSM is a virtual library that delivers the accident prevention and safety related information you need to improve your daily operations. Safer business means better business.
    • SafetyAdvisorSM Features:

    Customizable and Specific Prevention Information

    • Restaurants.
    • Apartments and Condominiums.
    • Commercial Automobiles.
    • Contractors.
    • Retail Services.
    • Auto Dealers and Repairers.
    • Hundreds of safety documents for safety policies, checklists and even posters!

    Our Services